[ic] CVV2 with Interchange

[Mike Heins]

Quoting AddAction New Media (info@addaction.com):
> Many payment gateways like Authorize.net allow the use of CCV2. You can
> choose to use it or not. If you do, the CCV code will be checked and the
> transaction is declined if the check fails.

I think this is included in the payment gateways so that the merchant
can have a local console for customer service.

Once again, I advise against collecting CCV2, and *certainly* against
storing it anywhere. I know quite a few merchant providers who give
discounts for using AVS, but none that give a discount for CCV2.

I know I would not fill my own in on a form; it is my protection
against fraud. If it is not embossed on the card, it should not
be left as an "impression" on the site.

If your payment gateway includes it as a "best practice" item in their
recommended implementation, perhaps they have a rationale in this. At
that point, if you collect and use it in your gateway implementation, I
would strongly recommend putting

	FormIgnore  mv_credit_card_ccv2

in catalog.cfg. That prevents it from being stored in the session,
just like mv_credit_card_number is not stored now. It could still
be used in the gateway module by bringing it from the $CGI reference.

-- 
Red Hat, Inc., 3005 Nichols Rd., Hamilton, OH  45013
phone +1.513.523.7621      <mheins@redhat.com>

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