[ic] Credit card surcharges in the UK

[Dan Browning]

At 06:07 PM 9/9/2002 +0100, you wrote:
>Dan Browning wrote:
>
> >I would be interested if you find that Merchant Agreements in the UK are
> >different, let me know after you sober up (which, of course, will be
> >necessary after subjecting yourself to such legalese).
>
>
>OK Dan, I have the answer. According to my merchant agreement with Barclays
>Bank (UK), I personally see no reason why a surcharge cannot be applied.
>
>For those who would like to see the clause in full, here it is;
>
>3       YOUR RESPONSIBILITIES
>3.1     Accepting Cards
>You must accept all cards as payment
>You must not set any minimum limit on card payment amounts.<!--My local
>pizza delivery company breaks that clause :) >. Except for differences in
>price, you must treat purchases by card in exactly the same way as cash
>purchases. With some types of card you must charge the customer the sae
>price as if he or she were paying cash. These cards are Visa Delta,
>Electron, Switch, Solo and Maestro <!--All debit cards>. We will tell you if
>this applies to any other types of card<!So far they say only debit cards>.
>With other cards you may charge a different price. However, the difference
>between the card price and the cash price must not be more than the amount
>of the merchant service charge for the payment.<!--So I can charge them!>

How interesting.  Now the only question is how to get some good ole' 
fashioned British Sense knocked into these American financial institutions.

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| Dan Browning, Kavod Technologies      <dan.browning@kavod.com> |
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